Create a customizable and default "Description" that populates every time a new Feature is created Merged

Each time I add a feature I add our default formatting. It looks like this:

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<Business Requirements Text. This is the goal of what we are trying to build>

Acceptance Criteria

1. <Acceptance Criteria 1>
2. <Acceptance Criteria 2>
3. etc. 

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Having a default description for each feature type created would save hours each week. The default text absolutely has to change by Feature Type - otherwise it is useless. For example, instead of Acceptance Criteria for an Enhancement as pictured above - Feature Type - Defects would have the following default text:

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<This is the defect or error description.>

Steps to Replicate

1. <Step 1 to replicate>
2. <Step 2 to replciate> 

What should the default functionality be instead? 

1. <Default Functionality 1>
2. <Default Functionality 2>
3. etc.

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Thanks